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By: Spiro Skias
As the insurance industry’s definitive marketplace for nearly 400 years, Lloyd’s of London is almost as synonymous with tradition as it was for its reliance on manual, paper-based processes. However, Future at Lloyd’s has embarked on a journey to digitally transform the marketplace by adopting modern insurance technologies.
Santa Barbara, CA – September 8, 2020 – Commentary by Michael DeGusta, ClarionDoor CEO, as featured in Insurance Innovation Reporter.
The latest industry trend has auto insurers rebating or discounting premiums to policyholders who likely didn’t use or have a need for paid-for coverage, and it looks good on the surface. Dig just a little deeper, however, and it may also be revealing a major problem in how risk is evaluated and used to determine annual premiums.
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